Our Mission

Author: Daniel Sosa

As experienced mortgage consultants for both the Central Valley, our mission is to guide, simplify, and educate you throughout the entire home loan process, so that you feel confident as you make informed and educated choices about the many options available to you and your family. 

We promise to deliver you an unrivaled experience and believe that accuracy, integrity, honesty, excellent communication, and delivering on what is promised are the key components in making you our next satisfied customer.  We are truly passionate about our profession and the result is that nearly 100% of our business is by referral from satisfied clients, trusted advisors and the most experienced Realtors in San Joaquin and Stanislaus Counties.  We are truly look foward to working with you now and in the future. 

Sincerely and respectfully,

Daniel A. Sosa and Tony Frerking

Website: www.loanapproval411.com